Click the Snap Banner to Apply!

Snap Finance approves for up to $5,000 without going through all the hassle of traditional credit card lenders. It's great for anybody with bad credit or no credit. The program works like rent-to-own: you're not charged for interest right away but rather month to month. The sooner you pay it off the lower the cost. Also if you pay it off within 100 days there is no interest charge or 100 Days Same as Cash.

Requirements

• Active Checking Account (No Overdraft Fees in Past Month)
• Earn $1000 a Month
• 100-Day Payment Option

If you meet these requirements you are pre-approved! Fill out the online application for a quick response. When you're done, be sure to visit or contact us so you can pick out your furniture or if you have any questions.

Click the Acima Banner to Apply!

• Active Checking Account: You need a checking account that is in good standing and has a consistent income flow.
• Monthly Income: A minimum of $750 in monthly income is required to be eligible for a lease.
• Income History: Acima requires proof of at least 3 months of income from your current job.
• Government ID: A valid, government-issued photo ID is necessary.
• Social Security or Taxpayer ID: You'll need either a Social Security number or a taxpayer identification number to complete the application.

• Soft Credit Check: Acima uses a soft credit check during the application process, which will not negatively impact your credit score. 
• Approval Validity: If approved, your approval is typically valid for 60 days. 

Click the Terrace Finance Banner to Apply!

Requirements

• Photo ID showing that you are at least 18 years old
• Minimum Annual Gross Income of $12,000
• Valid Social Security Number (SSN) or Taxpayer ID Number (ITIN)
• Valid Email Address & Phone Number
• Electronic Payment Method
• For Assistance: 888-509-1370 or Info@TerraceFinance.com

Click the Progressive Banner to Apply!

• No Credit Needed: Progressive Leasing obtains information from credit bureaus with no credit needed (Not all applicants are approved.)
• Flexible Payments: Flexible weekly, bi-weekly, or monthly payment options make it simple to use
• 90-Day Purchase Option (3 Months in California): You can save money when you pay off your lease using our 90-day purchase option (3 months in CA). The standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except the 3-month option in CA). To purchase early, call 877-898-1970

Contact Us to Start a Layaway!

• 10% Non-Refundable Down Payment Towards the Balance
• 6 Months to Pay
• Furniture Delivered Once Items are Paid in Full