Click the Terrace Finance Banner to Apply!
- Photo ID showing that you are at least 18 years old
- Minimum Annual Gross Income of $12,000
- Valid Social Security Number (SSN) or Taxpayer ID Number (ITIN)
- Valid Email Address & Phone Number
- Electronic Payment Method
- For Assistance: 888-509-1370 or Info@TerraceFinance.com
Click the PayPal Credit Banner to Apply!
- Apply for PayPal Credit
- Once Approved, Contact Us and We will send you a PayPal Invoice for your Furniture Set, or Select the PayPal Option on our Website's Checkout Page and use your Credit to complete your Transaction through PayPal
Click the Acima Banner to Apply!
- 18+ Year Old
- Active Checking Account
- Income $1000+ Monthly
- Valid ID and Social Security Number
Click the Snap Banner to Apply!
Snap Finance approves for up to $5,000 without going through all the hassle of traditional credit card lenders. It's great for anybody with bad credit or no credit. The program works like rent-to-own: you're not charged for interest right away but rather month to month. The sooner you pay it off the lower the cost. Also if you pay it off within 100 days there is no interest charge or 100 Days Same as Cash.
- Active Checking Account (No Overdraft Fees in Past Month)
- Earn $1000 a Month
- 100-Day Payment Option
If you meet these requirements you are pre-approved! Fill out the online application for a quick response. When you're done, be sure to visit or contact us so you can pick out your furniture or if you have any questions.
Click the Progressive Banner to Apply!
- No Credit Needed: Progressive Leasing obtains information from credit bureaus with no credit needed (Not all applicants are approved.)
- Flexible Payments: Flexible weekly, bi-weekly, or monthly payment options make it simple to use
- 90-Day Purchase Option (3 Months in California): You can save money when you pay off your lease using our 90-day purchase option (3 months in CA). The standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except the 3-month option in CA). To purchase early, call 877-898-1970
Contact Us to Start a Layaway!
- 10% Non-Refundable Down Payment Towards the Balance
- 6 Months to Pay
- Furniture Delivered Once Items are Paid in Full
*We are Open and Delivering Furniture! See Covid-19 Update*
Finance Your Furniture! Multiple Options Here >>